Legal Services
James Browning, Esq. — Licensed in New Jersey and New York
You Need Someone Who Knows How the Other Side Thinks
Before James represented policyholders, he worked for insurance companies. He knows how claims are evaluated, what language adjusters look for to limit or deny coverage, and when an insurer is acting within its rights versus acting in bad faith.
That inside knowledge is your advantage.
What We Handle
Insurance Claim Disputes
Your insurer denied your claim, underpaid it, or is stalling. Whether the issue is coverage interpretation, scope of damage, or an outright wrongful denial, James can assess your position, challenge the insurer’s decision, and pursue the coverage your policy provides.
Bad Faith Insurance Claims
Insurance companies have a legal obligation to handle claims fairly. When they don’t — when they delay without reason, deny without investigation, or lowball knowingly — that may constitute bad faith. Bad faith claims carry the potential for damages beyond the policy limits. James can evaluate whether bad faith occurred and advise you on your options.
HOA and Condominium Association Disputes
Mold in a condo or community building raises complex questions about who is responsible for remediation and who bears the cost. If your HOA or condo association is refusing to act, misallocating responsibility, or retaliating against you for raising the issue, James can advise you on your rights under your governing documents and applicable law.
Real Estate Transactions
Buying or selling a property with a mold history — disclosed or undisclosed — raises serious legal questions. James advises buyers and sellers on disclosure obligations, contract contingencies, and remedies when mold issues surface before or after closing.
How to Get Started
We take initial contact by message only — no phone calls. Use the contact form to describe your situation. If it’s a good fit, we’ll schedule a paid consultation ($100) and give you an honest assessment of your position and options.
Attorney Advertising. Legal services provided in New Jersey and New York only. Prior results do not guarantee a similar outcome.